Corporate & Project Financing Services

Securing appropriate financing is critical for every business — whether for launching a startup, expanding operations, or managing working capital. Our firm provides strategic guidance and end-to-end assistance in identifying, planning, and obtaining the right mix of funds through various financial instruments, schemes, and institutional support.

Our advisory is designed to help clients make informed financial decisions, secure loans at optimal terms, and stay compliant with regulatory requirements.

1. Advisory on Business Plan and Financial Projections

We offer expert support in preparing detailed business plans and financial projections — key prerequisites for obtaining funding or attracting investors.

Our services include:

• Feasibility studies and market analysis.
• Revenue and cost modeling.
• Profitability and break-even analysis.
• Projected balance sheets, P&L statements, and cash flow.
• Strategic presentation for banks, NBFCs, and investors.

These plans not only boost your loan eligibility but also serve as a strategic tool for growth and decision-making.

2. Working Capital Loan

To keep day-to-day business operations running smoothly, we help businesses secure working capital finance through :

• Fund-based limits like cash credit and overdrafts.
• Non-fund based facilities such as bank guarantees and letters of credit.
• Assessment of working capital needs using turnover method or operating cycle method.
• Loan documentation and CMA data preparation.
• Liaison with banks for sanction and disbursement.

Our objective is to help you maintain liquidity without compromising profitability.

3. Loan Against Property (LAP)

We assist in availing loans by mortgaging residential, commercial, or industrial properties.

Our services include :

• Loan structuring based on property valuation.
• Bank comparison for best interest rates.
• Documentation and financial viability analysis.
• Advisory on LTV (Loan-to-Value) ratio and tenure planning.
• Assistance till loan disbursement and registration.

This is a smart way to unlock the value of existing assets for business or personal needs.

4. Unsecured Business Loan

For businesses needing funds without collateral, we help secure unsecured business loans based on income, cash flow, and creditworthiness.

Our services include :

• Business profiling and credit score analysis.
• Loan application preparation.
• Forecasting repayment capacity.
• Advisory on loan restructuring and top-up options.
• Negotiation with lenders for flexible terms.

Ideal for startups, MSMEs, and professionals with strong revenue streams.

5. SME IPO Advisory

We guide small and medium enterprises (SMEs) in raising capital through SME IPOs.

Our services include :

• Evaluation of IPO readiness and compliance status.
• Preparation of business valuation reports.
• Coordination with merchant bankers, legal, and compliance teams.
• Drafting of DRHP (Draft Red Herring Prospectus).
• Post-listing compliance and disclosure requirements.

This helps SMEs gain visibility, access to capital, and enhanced governance.

6. Term Loan

We assist businesses in obtaining term loans for fixed capital expenditure like plant, machinery, land, or building.

Our services include :

• Project appraisal and documentation.
• CMA data preparation.
• Liaison with banks and financial institutions.
• Advisory on loan tenure, interest rate, and EMI planning.
• Post-sanction compliance and fund utilization tracking.

Term loans are essential for capacity expansion and long-term investment planning.

7. External Commercial Borrowings (ECB)

For businesses exploring international funding, we offer advisory on ECBs.

Our services include :

• Evaluation of ECB eligibility under RBI guidelines.
• Selection of currency, lender, and tenure structure.
• Loan agreement drafting and FEMA compliance.
• ECB reporting through Form ECB and returns filing.
• Coordination with AD Bank and RBI for approvals.

A strategic route for accessing low-cost global funds for capital-intensive projects.

8. Housing Loan

Whether purchasing, constructing, or renovating a residential property, we assist clients in securing housing loans.

Our services include :

• Loan eligibility assessment.
• Interest rate and EMI calculation.
• Documentation and application support.
• Advice on tax benefits under Section 80C and 24(b).
• Loan transfer and balance transfer advisory.

We aim to make your dream of home ownership financially viable and stress-free.

9. Personal Loan

We help individuals obtain unsecured personal loans for emergencies, travel, education, or other personal purposes.

Our services include :

• Eligibility analysis based on income and credit score.
• Selection of lending institutions offering favorable terms.
• Application filing and documentation support.
• Assistance with prepayment or part-payment strategy.
• Negotiation of rate of interest and tenure.

Our personalized service ensures quick approvals and hassle-free funding.

10. Loans Under CGTMSE Scheme (Up to ₹5 Crore)

We assist eligible micro and small enterprises in availing collateral-free loans under the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) scheme.

Our services include :

• Business and financial documentation.
• Preparation of detailed project report.
• Coordination with eligible banks and NBFCs.
• Filing and tracking of guarantee coverage.
• Ongoing compliance and reporting.

This is a highly beneficial scheme for first-time entrepreneurs and small businesses.

11. SIDBI Loan Assistance

We guide MSMEs in obtaining loans from SIDBI (Small Industries Development Bank of India) through:

• Project evaluation for eligibility.
• Support with application and documentation.
• Advisory on schemes like PRAYAAS, SMILE, and others.
• Assistance with interest subsidy or soft loan options.
• Post-sanction monitoring and compliance.

SIDBI funding is suitable for business modernization and capacity building.

12. Vehicle Loan

We facilitate vehicle financing for both personal and commercial use.

Our services include :

• Evaluation of loan eligibility and LTV ratios.
• Choosing between fixed or floating interest rates.
• End-to-end documentation support.
• Coordination with dealers and banks.
• Advisory on vehicle hypothecation and insurance.

We ensure you drive away with the best financing solution.

13. State and Central Government Subsidy Consultation

We help businesses identify and apply for various government subsidies available under different industrial and startup schemes.

Our services include:

• Eligibility assessment for schemes like Startup India, PMEGP, MSME support.
• Application preparation and documentation.
• Assistance with registration on government portals.
• Monitoring subsidy disbursement and compliance reporting.
• Advisory on combining subsidies with credit instruments

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